Christians Against Poverty, Highland Perthshire

If you’re in debt and need helpCAP logo

Please call us for help. Whatever the situation you’re facing, there is hope. Call free on 0800 328 0006.

It's a completely free service
To families and individuals in debt, regardless of faith, gender, background or sexual orientation.  We're not a purely functional financial service. Ours is an all-round practical and emotional support. We go to see our clients with debt help, budgeting advice, creditor negotiations, insolvency services and friendship: we're there for them until they become debt free.

Martin Lewis says...As Martin Lewis said earlier this year
...on BBC Radio 4 , You & Yours, when advising a caller to go to their local CAP centre for help:

 “You don’t have to be a Christian. That’s why they do it and why they fund it, not what they are about.”

It’s been a busy few months
Our Centre Manager, Angela Hanvey and her back-up team have had 7 new debt clients book appointments with us so far this year.  This represents 15 new people receiving financial advice and emotional support, as well as hearing about the love that Jesus has for them. Two new clients came through public sector agencies, showing their trust and respect for the work we're doing.

We love to bless our clients
With gifts, telling them they’re special to us and God.  One client family has been to a free CAP Discovery Break holiday at Gartmore House. We’ve provided emergency food aid, a second hand cooker  and basic clothing for a youngster going to Young Carers Camp. A single mum and her son enjoyed a day out in Dundee with their befriender, to celebrate the son’s birthday, all paid for by CAP.  Bankruptcy fees were paid for 2 clients and they’re now both debt free.  And lots of flowers have been given to clients and support workers who've been unwell recently. All of this is only possible because of the generosity of our wonderful supporters – THANK YOU so much!

Hard at work fundraisingSoiree email invite generic
There’s no end to this! A Bag Pack at Pitlochry Co-op raised just under £350. A Musical Soiree held at Cuilalluin was a successful, fun and informative evening for all who came along.  Around £840 was raised. Fancy hosting a fundraising evening for CAP? Please get in touch. Call  07513 652597 or text and we'll call you back.

Autumn is the season of form filling as we contact Trusts for larger sums for ongoing work.

Branching out a new vine
We believe God may be calling us to expand CAP’s work in Perthshire. Six church leaders from Crieff attended a meeting with Katie and Angela to explore how the CAP ministry could be provided in that area.  Several will follow this up with their leadership teams and congregations. We’re also exploring how we can involve the Blairgowrie churches as we now have several clients in the Rattray postcode area and we need more befrienders there.

Growing the Kingdom
Angela has been struggling to do any administration, publicity or fundraising work due to the current workload with new clients – a good problem to have!  The Kirk Session at Aberfeldy Church agreed to recruit a self-employed temporary administrator to ease the workload and help raise funding for 2017, including a more permanent post of Community Links Coordinator. Mel Brockway is currently filling this post and making a huge difference already!

Spreading the word
We need everyone in Highland Perthshire to know we’re here for them, or for friends or relatives, if they’re in debt. Around 20 new people, including two church leaders, attended a recent Soup Lunch event in Pitlochry with a good number showing interest in the work of CAP. We’re also planning a further Churches information event in Rattray right now. 

CAP UK – free debt counsellingWinners_Logo

An Award-winning charity. Check it out on

Can you help or want to find out more?

Angela works on Monday and Wednesday mornings and can be contacted on 07513 652597 or

Debt isn't about money

Debt is about people, about families and feelings, about mental and physical health, isolation and exclusion. Many of our clients work, some in professional jobs. For most, debt has come about because of relationship break-up, business or investments failure, unemployment or ill-health.

Debt counselling isn’t about whittling down a sum on paper

It’s holding someone’s hand without judgement, walking the journey with them and telling them we’ll help them get out of the prison of debt. It’s about feeling cared for, restoring self-esteem, improving quality of life and helping our local communities to be more resilient in an age of cutbacks.

Called to help? Please get in touch with Angela on 07513 652597 or email